All-in-One Freelancer Finance Toolkit
Free calculators and tools for freelancers — hourly rate, invoices, taxes, expenses, and profit. 100% browser-based, private, and fast.
Essential Freelance Calculators
The tools freelancers use most — set your rate, estimate taxes, and manage finances.
Freelance Hourly Rate Calculator
Calculate your ideal freelance hourly rate based on desired salary, expenses, taxes, and billable hours.
Open Calculator →Freelancer Tax Estimator
Estimate your self-employment taxes including federal income tax, Social Security, and Medicare.
Open Calculator →Free Invoice Generator
Create professional invoices in seconds. Download as PDF — no signup required.
Open Calculator →Freelance Profit Calculator
Calculate your true profit after taxes, expenses, and business costs. Know your real take-home pay.
Open Calculator →14
Free Tools
100%
Private & Browser-Based
$0
No Signup Required
💰 Income
Calculate your ideal rates and earnings
Freelance Hourly Rate Calculator
Calculate your ideal freelance hourly rate based on desired salary, expenses, taxes, and billable hours.
incomeContractor vs Salary Comparison
Compare contractor (1099) compensation to full-time salary (W-2). See the real difference after taxes and benefits.
incomeProject Price Calculator
Price freelance projects accounting for scope, revisions, and payment structure. Stop undercharging.
incomeTime Value Calculator
Calculate what your time is really worth. Compare outsourcing vs DIY to make smarter business decisions.
incomeSalary to Hourly Rate Converter
Convert annual salary to hourly rate and vice versa. Includes overtime and benefits comparison.
income🧾 Tax & Compliance
Estimate taxes and deductions
Freelancer Tax Estimator
Estimate your self-employment taxes including federal income tax, Social Security, and Medicare.
taxQuarterly Tax Payment Estimator
Estimate your quarterly estimated tax payments including self-employment tax. Never miss a deadline.
taxVAT / Sales Tax Calculator
Calculate VAT, GST, or sales tax instantly. Add or remove tax from any amount. Auto-adapts to your country.
tax📊 Business
Track expenses and profitability
Freelance Expense Tracker
Track and categorize your business expenses. See deductible totals and tax savings instantly.
businessFreelance Profit Calculator
Calculate your true profit after taxes, expenses, and business costs. Know your real take-home pay.
businessSavings Goal Calculator
Plan how long it takes to reach a savings goal with compound interest. Track monthly contributions and milestones.
businessBreak-Even Point Calculator
Find when your freelance business becomes profitable. Factor in fixed costs, variable costs, and pricing.
businessFreelancer Retirement Calculator
Plan for retirement as a self-employed professional. Project your nest egg with the 4% safe withdrawal rate.
business📄 Invoicing
Generate and manage invoices
Recommended Tools
FreshBooks
Invoicing and accounting software built for freelancers. #1 rated for ease of use.
QuickBooks Self-Employed
Track income, expenses, and mileage. Maximize tax deductions automatically.
Xero
Beautiful accounting software for small businesses and freelancers.
Wave
100% free invoicing and accounting. Perfect for solo freelancers.
Bonsai
Contracts, proposals, invoices, and accounting — all-in-one freelance suite.
Gusto
Payroll and benefits for freelancers who hire contractors or employees.
We may earn a commission if you sign up through these links, at no extra cost to you.
Stop processing invoices manually
InvoFlow uses AI to extract, approve, and sync invoices with Xero & QuickBooks automatically. Fraud detection, approval workflows, and UK tax compliance built in. From £29/mo.